Insurance Rates Up for Texting Drivers

Big Brother might always be watching, but now your car insurance company has a vested interest in what technology can tell them about your driving habits. Though driving trackers have been available for years, Allstate Insurance says they are working on technology that will give them insight on a driver’s phone habits. Using the smart phone’s gyroscope to determine if the device is being picked up while a vehicle is in motion, the technology would help give insurance companies an idea of who is driving distractedly.

Ending Texting and Driving

If you know you’re in the bad habit of texting and driving, there are some strategies to help combat the behavior. Keep your phone in your purse or in the backseat while you’re driving. Turn off the ringer and any noisy app notifications that might spark your curiosity. If you’re using your phone for GPS, turn on the “Do Not Disturb” feature to ensure nothing interrupts your directions.  Pull over and put your vehicle in park if you need to make a call or send a text message.

The Cost of Distracted Driving

A study recently found that distracted drivers cost insurance companies 160 percent more than drivers who do not use their phones at the wheel. Since such motorists are more likely to get into accidents, they cost the companies more over time. It will be no surprise when insurance companies begin passing the extra expense on to customers. Experts say this is unlikely to happen anytime in the immediate future, however, as the tracking of smartphone use would need to be approved by regulators.

Virginia Personal Injury Lawyers

Accidents caused by distracted and drunk drivers lead to serious injuries and death every day across Virginia. If you or a loved one have been injured because of someone else’s negligence, you have legal rights. Contact us toll free 877-544-5323 or Click Here To Email Us.


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